Signs You Might Be A Mermaids Shirt, hoodie, tank top, sweater and long sleeve t-shirt

First, check with other banks.  In an era of Signs You Might Be A Mermaids Shirt, a bank offering not to charge you interest for holding your money would be very attractive and gain a lot of market share and deposits. Second, you’ll need to be more pro-active with your money.  You’ll need to put your money to work in certificates of deposit, money market, municipal bonds, investment-grade corporate bonds, US Treasuries, or even higher risk dividend-yielding stocks and gold. If you can be more pro-active, you can put your money to work in cash flowing real estate and take advantage of the low cost of capital.  Or, you can do private financing, since ironically, private borrowers are having more difficulty than ever accessing the record cheap capital.  Finally, if you are really industrious, you should start or invest in a business.

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